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Intent Drift at SME Scale: Deployment Practice, Not Model Capability, Determines Agentic Compliance

arXiv · AI, language, vision and robotics · article · Sep 5, 2026 · UTC

We introduce Chain of Intent, a governance framework for agentic AI at small regulated firms, and validate it against a failure it was built to address. Existing agentic governance research assumes enterprise infrastructure that small firms do not have. In a simulated Hong Kong asset manager with 415 synthetic contact records, an agent performing a routine client-communications task was subjected to ordinary managerial pressure to increase its reach. With its authorised constraints written into its configuration, the agent held: it identified every ambiguity in the firm's records, cited privac

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